Supervest is continuously looking to provide investors with a variety of investment classes to choose from. We are currently in the process of adding more opportunities to our platform, so please make sure to check in daily for updates about new asset classes.
Frequently Asked Questions
Popular Topics: Invest on Supervest, Risk management, Taxes
New Investment Opportunities
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Are There Other Assets Available for Investors on the Supervest platform?
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How often are new investment opportunities added to Supervest?
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Supervest users can expect to see a wide selection of investment opportunities available to them on a daily basis. We will be alerting current and potential investors as those offerings become available.
Merchant Cash Advance
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What is a Merchant Cash Advance?
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A Merchant Cash Advance is a type of funding available to business owners in need of immediate access to working capital. Rather than a traditional loan, a Merchant Cash Advance is structured as a lump sum payment to a business in exchange for an agreed-upon percentage of future credit card, debit card or cash sales.
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Why invest in Merchant Cash Advances?
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As an investment, Merchant Cash Advances offer a variety of benefits to investors. Due to the nature of Merchant Cash Advances, Investors typically see a higher return on average compared to traditional loans.. Due to a shorter term (ranging from 3 to 14 months) investor capital is returned much faster and regularly. Correlation to traditional public equity and credit markets is typically low.
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What is required for a business to qualify to receive MCA dollars on the supervest platform?
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Merchant cash advances are acquired by applying from a lender. Financial statements are then examined by underwriters in order to verify the applicants current financial circumstance. Once this information has been verified, lenders determine a financial offer for the applicant. While applications are typically more relaxed than traditional loans, the application process still provides a thorough inspection to verify the business owner is able to repay the loan.
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How are Merchant Cash Advances Different from loans?
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Why are Interest rates so much higher on Merchant Cash Advances?
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Due to the speed of the Merchant Cash Advance approval and funding process, Lenders typically apply a higher interest rate to balance their risk vs. potential return. Additionally, lenders are purchasing future receivables and are not secured against any hard underlying fixed assets.
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What are the default rates of a Merchant Cash Advance?
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Historically we have seen default rates between 8.5% to 10.5% on the Supervest platform.
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How is my investment used by a business owner securing a Merchant Cash Advance?
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Use of a Merchant Cash Advance is decided upon by the business owner. Typically a Merchant Cash Advance is used to purchase inventory, acquire new equipment, or expand their business. In order to secure the lenders investment, Merchant Cash Advances are not typically available to business owners looking to complete payroll, pay rent, or pay debts.
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What return can I expect to see on a Merchant Cash Advance investment opportunity?
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Supervest users have reported returns of 15% to 25%, each investors return may vary based on their individual preset investment deal criteria. Please keep in mind that past returns do not dictate future performance.
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Do I have to wait for the investment to be fully funded before they start earning interest?
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Yes, with respect to MCA deals, an investor will not begin to see remittances (interest) until they have fully funded their portion of the deal participation.
About The Supervest Platform
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How do I open an account?
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In order to get started on Supervest, you can apply here once your accredited status has been confirmed, we will then be able to provide your with account access to the Supervest platform.
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How do I deposit money onto my Supervest account?
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Supervest users can ACH or wire their deposit directly into their account.
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How do I withdraw my balance from Supervest?
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Supervest Users can withdraw their cash balance via ACH or via wire instructions.. Withdrawals typically take 24 to 48 hours to process. Any balance that is currently being used to fund deals are inaccessible until the balance of the deal is paid off.
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How is cash in my account used?
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Any balance that is not being used for an active investment is held in your account. Once an investment opportunity is found the Supervest software directs a portion of your available balance to that opportunity. Cash balances are always available to be withdrawn.
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What are the minimum investment requirements?
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In order to use the Supervest platform, we require a minimum $25,000 deposit in order to activate your account.
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How are investments managed on Supervest?
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Investments are selected based on the users preset deal criteria based on their personal risk tolerances.. Investors will be automatically matched to deals based on their set criteria and deals tend to fund that same day. Investors do have an “opt out” window if for any reason they prefer to not participate in a matched deal.
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What am I investing in?
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Supervest provides access to a variety of alternative investments.
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Can Supervest users get an allocation to an investment ahead of launch?
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While this may change in the future, Supervest does not currently allow allocations to an investment before launch.
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Where can I find documentation for an investment opportunity?
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For investment opportunities please contact support@supervest.com
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Are there maximum limits on Supervest investment opportunities?
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At the moment, Supervest users are able to invest as much capital as they would like.
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How can a family office sign up to invest on Supervest?
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The Family Office sign up process is identical to the single user sign up process. We can create individual accounts, or work with one master account to which you can allocate yourself.
For Accredited Investors
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How do I know if I’m an Accredited Investor?
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The SEC describes an Accredited investor as any individual, couple, or business entity that matches any of the following requirements:
- Earns $200,000+ per year or, with my spousal equivalent, $300,000+ per year.
- Has $1,000,000+ in assets excluding primary residence
- Owns an entity (ie. family office) with $5,000,000+ in assets
- Holds a series 7, 65, or 82 license currently in good standing.
Supervest has partnered with InvestReady as our third party verification entity for investor accreditation
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Why is Supervest only available to Accredited Investors?
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SEC guidelines that we follow are meant to protect investors and our current structure allows for only accredited investors. Over time, we are looking for ways to include Non-accredited investors in this opportunity, but at the moment, we are unfortunately not offering any services to Non accredited investors.
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What verification documents are acceptable to use to confirm my accreditation?
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Supervest Users can submit the following documents: 1040, W2, K1 or 1099s
Assistance every step of the way
Supervest provides hands-on support to all users on the platform. Our knowledgeable team of representatives
are available to assist with any questions or concerns you may have.
About
Supervest, Inc.
61 Broadway, New York, NY 10006No communication by Supervest Inc. or any of its affiliates (collectively, “Supervest™”), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice, except for specific investment advice that may be provided by SV Capital Management, LLC (“SV Capital Management”) pursuant to a written advisory agreement between such entity and the recipient. Pursuant to Section 203(m)-1 of Advisers Act, SV Capital Management is exempt from registration and operates as an Exempt Reporting Adviser Nothing on this website is intended as an offer to extend credit, an offer to purchase or sell securities or a solicitation of any securities transaction.
Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Supervest believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore.
Certain statements included in this presentation, including, without limitation, statements regarding Supervest’s investment objectives and strategies, and statements as to Supervest’s beliefs, expectations or options are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and are subject to risks and uncertainties. Potential investors must rely upon their own examination of the person or entity creating the securities and the terms of the offering, including the merits and risks involved. An investment with Supervest has not been recommended by any federal or state securities commission or regulatory authority.
Charts are for illustrative purposes only and are not to be relied upon as investment advice. Unless it is explicitly identified otherwise, all returns information presented herein is net of applicable fees and expenses.
Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Supervest or any other party, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.
Investments in private placements are speculative and involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest. Additionally, investors may receive illiquid and/or restricted securities that may be subject to holding period requirements and/or liquidity concerns. Investments in private placements are highly illiquid and those investors who cannot hold an investment for the long term (at least 5-7 years) should not invest.
Alternative investments should only be part of your overall investment portfolio. Further, the alternative investment portion of your portfolio should include a balanced portfolio of different alternative investments.
Articles or information from third-party media outside of this domain may discuss Supervest or relate to information contained herein, but Supervest does not approve and is not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsement by Supervest of the linked or reproduced content.
Investing in securities (the “Securities”) listed on Supervest™ pose risks, including but not limited to credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. Such Securities are only suitable for accredited investors who understand and are willing and able to accept the high risks associated with private investments.
Investing in private placements requires long-term commitments, the ability to afford to lose the entire investment, and low liquidity needs. This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials. Supervest™ is not registered as a broker-dealer.
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* Supervest is not a fund and does not manage money